What We Do Services Risk Review Why Risk Management How We Do It WorkShop What our Clients Say Who We Are Profile Ethics Speaking Resources Articles Case Studies Risk Management Tools Contact Us Bookmark Us		Have an Insurance or Claim problem? Concerned about your coverage? Think you're paying too much premium? . . . Want some impartial advice? Business owners and managers face increasing risks today, including insurance and claim problems. Many feel they have nowhere to turn for objective advice. RiskSmart Solutions has practical, no-nonsense answers and problem-solving advice to help you negotiate your way to success. RiskSmart Solutions is an independent consulting firm. We do not represent any insurance broker or company. We do not sell insurance. We do offer valuable, independent, and objective advice to help clients manage risk and avoid disaster. Charles T. Wilson, CMC, CRM is a Risk Management Specialist and the founder of RiskSmart Solutions. Charles has over 28 years of senior leadership assignments building start-ups and trouble-shooting mid size business units in the international insurance arena. From these experiences, Charles brings a truly creative problem solving approach. "I've been on both sides, and I know both the insurance company thought-process, and the vital small-business need for practical, effective solutions." Protecting your business from RISK is getting more complex and difficult - Today's business environment is increasingly complex and litigious. Owners and managers cannot afford downtime, or mistakes in meeting customers' expectations. Risks are everywhere. The insurance market can be very picky and if your 'story' doesn't speak well of your attention to loss prevention and mitigation your coverage could be restricted, surcharged or refused. Preservation of your business assets is threatened. RiskSmart Solutions can help improve your risk profile and avoid disaster - Owners and managers need to be pro-active and 'look their best' to potential insurers - with practical and effective loss prevention plans. Prevention is always the best medicine. Even great insurance programs do not pay for everything. Think about hidden costs, management distraction, damaged reputations, lost customers. When you choose to work with RiskSmart Solutions, you get - Our unique RISK, PREVENTION & INSURANCE REVIEW - it is objective, unbiased, thorough, and completely confidential. We will look at just one problem, or your whole business. A valuable risk and loss prevention education - enabling you to make better loss prevention and risk financing decisions, and negotiate better insurance protection. A superior risk profile and less vulnerability to accidental losses - resulting in smoother operations, better contingency plans, faster recovery from inevitable losses, and potential savings in insurance costs. RiskSmart Solutions provides sensible, successful plans to - Safeguard assets Mitigate liabilities, and Preserve the reputation of any business